世界大学机构贷款条款
根据这里所述的规定, 您的任何澳门线上博彩官网平台机构贷款的付款可能会被推迟, 减少, or even cancelled. 如果您认为您符合上述任何条件,请与澳门线上博彩官网的贷款办公室联系: (509) 527-2333
Deferment of Payments
如果符合下列条件之一,您的贷款支付可能会被推迟. (延期期间不计息.)
Continuing Enrollment in School
如果你至少有一半的时间是在美国认可的机构攻读学位或证书.S. 教育部,你的贷款可能会延期.
失业
如果你找不到全职工作, 你的贷款最多可延期36个月偿还. (职业介绍所必须核实你已在他们那里注册并在积极找工作.)
Financial Hardship
如果你有工作但面临经济困难, 请致电澳门线上博彩官网,了解您是否有资格将您的贷款还款推迟至多36个月. 澳门线上博彩官网将需要文件显示您最近的每月可支配收入从所有来源, 您最近的联邦所得税申报表的复印件, 还有一份你未偿还教育贷款的记录.
Reduction of Payments
如果你有工作但面临经济困难, 你的贷款还款最多可减少36个月. 您需要填写一份财务报表,以便有资格获得减少付款/利息将继续累积, 你可以选择每月支付,也可以选择在延期结束时全额支付.
Cancellation of Loan Debt
Except where otherwise indicated, 贷款债务的全部取消需要5年时间:前两年每年取消15%, 第三年和第四年分别是20%, and 30% for the fifth year.
从事医疗技术员工作
如果你是一名全职的医疗技术人员,并且获得了认证, 由适当的国家机构注册或许可的, your loan debt may be cancelled. 合资格的医疗服务类别包括:
- Anesthesiology assistance
- Athletic training
- Blood-bank technology
- Cardiovascular technology
- Cytotechnology
- Dental hygiene
- Diagnostic medical sonography
- Electroneurodiagnostic technology
- Emergency medical services
- Medical assistance
- Medical illustration
- Medical laboratory technology
- 健康信息管理/营养
- Nuclear medicine technology
- Occupational therapy
- Opthalmic medical technology
- 灌注
- Physical assistance practice
- Radiological technology
- Respiratory technology
- Respiratory therapy
- Surgical technology
Employment as a Teacher
如果您是公立或非营利性小学或中学的全职教师,并且符合以下标准之一, your loan debt may be cancelled:
- 您的学校主要服务于低收入家庭(澳门线上博彩官网提供的合格学校列表)
- 你教残疾学生或者是教婴儿的特殊教育老师, 残疾儿童或青少年
- You teach mathematics, 科学, foreign language, 双语教育或任何其他领域,国家教育机构确定有合格的教师在你的国家短缺
Other Employment
如果你是全职受雇为下列人士之一,你的贷款债务可能会被取消:
- 由适当的国家机构颁发执照的执业护士或注册护士
- 执法人员或惩教人员
- 在公众监督下,在公共或其他非营利性项目中提供早期干预服务的合格专业提供者
- 合格的公共或私人非营利儿童或家庭服务机构的雇员,为低收入社区的高风险儿童及其家庭提供或监督服务
Other Circumstances
你也可能有资格取消下列贷款债务:
- 每一年你都要在启智计划中担任全职工作人员, 你的贷款债务可能会以每年15%的利率被取消.
- 如果你在和平队或行动项目全职服务, 高达70%的贷款债务可以被取消:在你的头两年服务期间,每年15%, 第三年和第四年是20%.
- If you serve in the U.S. 在敌对或迫在眉睫的危险地区的武装部队, 高达50%的贷款债务可能会被取消.5% per year).
- 如果你完全残疾,你的贷款债务可能会被取消(定义为:由于医学上确定的残疾,预计将无限期持续或导致死亡,无法工作挣钱)。.
- 如果您去世,您的剩余贷款债务将被取消.
WWU Institutional Loans
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